Total cost of car ownership
The price tag is just the beginning. This calculator shows the true monthly cost of owning a vehicle — including finance, insurance, fuel, and maintenance.
Total cost of ownership
R
R50 000R3 000 000
R
10% of price
Loan term (months)
%
R
R500R8 000
R
R0R3 000
Estimated total monthly cost
R10 119/ month
Finance repaymentR5 119
Insurance (est. avg)R1 500
FuelR3 000
MaintenanceR500
Total over 60 months
R607 140
Total interest paid
R82 140
Est. value after 5 yrs
R110 926
Depreciation (15% a year) and insurance (0.4%–0.8% of vehicle value) are GuideStation estimates. Actual costs depend on driving habits, vehicle age, and location.
Next steps in your buying journey
Here's what else is worth checking before you commit.