Honest numbers for SA's biggest financial decisions.
Understand what the decisions that matter really cost — buying a car or home, tax, retirement and medical cover. Built for South African rates and rules. No sign-up, and we never record the exact amounts you enter.
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What GuideStation is
GuideStation is a free South African resource that helps people understand the real cost of the financial decisions that matter most — before they make them, and as they live with them.
Each calculator is built on South African data — SARS tax tables, SARB interest rates and transfer duty — and our sources page shows where each figure comes from, when it was last checked, and which numbers are our own estimates.
GuideStation does not sell financial products or recommend providers, and never asks for your name or contact details. The tools give you the numbers and show the assumptions behind them.
No sign-up
Use any tool straightaway.
No personal details
We never ask for your name, contact details or ID number.
Free to use
Every calculator, no cost.
Local rates, sourced
South African figures, with their sources shown.