Free financial tools for South Africans
GuideStation builds free calculators and tools that help South Africans make better financial decisions — whether you're buying a car, applying for a home loan, choosing medical aid, or working out your tax.
Most financial decisions come with hidden costs. The sticker price on a car doesn't include insurance, finance charges, or running costs. A home loan isn't just a monthly repayment — there's transfer duty, attorney fees, and bond registration. Tax brackets, rebates, and medical aid credits all affect what you actually take home each month.
We built GuideStation to make all of that visible in seconds. No sign-up. No personal data collected. Just clear answers.
- Car tools — estimate insurance costs, calculate finance repayments, check affordability, and see the total cost of ownership
- Property tools — calculate bond repayments including transfer duty, registration fees, and attorney costs
- Tax calculator — see your PAYE, UIF, and net pay instantly based on the latest SARS tax tables
- Medical aid estimator — compare hospital plans, comprehensive cover, and premium options based on your needs
- Pet insurance — estimate pet medical aid costs and compare providers
Every tool links directly to trusted South African providers — insurers, banks, and medical schemes — so you can take action when you're ready.
GuideStation is independent. We don't sell financial products, and we don't collect your personal information. When you click through to a provider, you deal with them directly.
Got a tool idea, spotted an error, or want to talk about being listed as a provider? Get in touch →
Built in South Africa, for South Africans.