GuideStation • Car Tools
What car can I afford?
Use this calculator to estimate the maximum vehicle price you could afford based on your income, expenses, and deposit. A useful starting point before browsing listings.
Affordability calculator
R35 000
R10,000R300,000
R15 000
R5,000R100,000
R20 000
R0R200,000
60 months
12 months72 months
13%
9%18%
You could afford a car up to
R327 651
Max monthly payment
R7 000
Finance amount
R307 651
Est. insurance
R1 311 – R2 621
Total monthly cost
R8 311 – R9 621
Based on 35% of disposable income allocated to vehicle costs. Actual affordability depends on your full financial profile. Prime rate is currently 10.25%.