What could it cost to insure your next car?
Get a rough monthly insurance estimate from the car's price, so you can factor it in before you buy.
How we estimate insurance
GuideStation's rough guide assumes comprehensive cover costs about 0.4%–0.8% of the car's value per month. Your actual premium depends on your age, driving record, where you live, the cover you choose and the model itself.
To see the estimate for a specific price alongside finance, fuel and maintenance, use the total cost of ownership calculator below.
Next steps in your buying journey
Here's what else is worth checking before you commit.
Fuel, maintenance, tyres — the full bill over 5 years.
Based on your income, how much car you can really take on.
See the instalment for different deposits and terms.
Independent guidance
A simple tool designed to help buyers understand insurance costs before committing to a vehicle purchase.
An estimate, not a quote
A rough range from the car's value. Only an insurer can give you an actual premium.
Built for real buyers
Especially useful when understanding affordability, monthly costs, and total ownership cost.